The Ministry of Housing and Urban Affairs’ flagship initiative, PM Awas Yojana Urban, also known as PMAY-U 2.0 plan, is to give financial support to people who do not already have a pucca house in or near urban regions in order to build, buy, or rent a house in an urban area.
Urban 2.0 List – PM Awas Yojana
The Indian government has approved the Pradhan Mantri Awas Yojana 2.0 as a flagship initiative. PMAY-Urban 2.0 would provide benefits to middle-class households, which include those classified as Economically Weaker Section (EWS), Lower Income Group (LIG), and Middle Income Group (MIG).
All of the aforementioned families will receive affordable housing. In addition, families that take out loans for the construction of homes, the purchase of land, or rent will receive subsidies from the government.
| Name of the Project | Pradhan Mantri Awas Yojana Urban (PMAY-U 2.0) |
| Post | PM Awas Yojana Urban 2.0 List |
| Implemented By | Ministry of Housing and Urban Affairs |
| Initiated By | Government of India |
| Subsidy | 3% to 6.5% |
| Mode of Application | Online |
| Website | https://pmaymis.gov.in |
The PM Awas Yojana Urban 2.0 List Objective
The project’s goal is to give households financial assistance so they can construct pucca houses in towns and cities. Every citizen will have a pucca house as a result, improving their standard of living. One crore pucca dwellings for urban poor and middle class families are to be constructed under this initiative.
Of this, the government would set aside Rs 2.30 lakh crore for subsidies and Rs 10 lakh crore for the construction of homes. Families who fall into the categories of Middle Income Group (MIG), Lower Income Group (LIG), or Economically Weaker Section (EWS) would receive a 4% subsidy on home loans up to Rs 25 lakh. This subsidy will be given in five installments, with a maximum of Rs 1.80 lakh.
List of PMAY-Urban 2.0
The recipients who applied for the Pradhan Mantri Awas Yojana 2.0 have received the PMAY-Urban 2.0 list. The Indian government’s Ministry of Housing and Urban Affairs is the source of this list. Recipients can visit the official website at https://pmaymis.gov.in to view the urban 2.0 list.
This list will list the names of the families that the government has decided to develop into new homes. Below is a discussion of the step-by-step procedure for reviewing the list.
All families that do not own a permanent home in or close to an urban area are to be given a pucca house as a result of this project. The program aims to give money to families that are members of underprivileged groups such as the Economically Weaker Section (EWS), Low Income Group (LIG), and Middle Income Group (MIG) and do not have enough money to build new homes.
PM Awas Yojana Urban 2.0 List Benefits 2024
- Under the PM Awas Yojana Urban, benefits will be available to over one crore citizens.
- There will be financial support for the building of homes. Families that fall under the EWS category and have vacant plots would receive this aid if their annual income is Rs 3 lakh.
- The government would give home sizes up to 30 sqm for EWS, up to 60 sqm for LIG, and up to 160 sqm for MIG households under the Credit Linked Subsidy Scheme.
- Rent-free housing would be provided to the beneficiaries; this service is limited to people living in slums or chawls, laborers (Safai Karmi), anganwadi workers, street sellers, and rickshaw drivers.
- The citizens will receive interest subsidies for the following housing loans.
| Category | Subsidy up to |
|---|---|
| Economically Weaker Section (EWS) | 6.5% |
| Low Income Group (LIG) | 6.5 |
| Middle Income Group-1 (MIG1) | 4% |
| Middle Income Group-2 (MIG2) | 3% |
Eligibility for the PMAY-Urban List
The beneficiaries of the Pradhan Mantri Awas Yojana (PMAY) – Urban 2.0 plan must meet the eligibility requirements listed below in order to receive benefits.
- No citizen in the nation should own a pucca or permanent home.
- The applicant needs to be an Indian citizen who lives in a city.
- Families receiving benefits from any housing-related program would not be qualified for PMAY Urban, regardless of the circumstances.
- The scheme’s benefit will only be accessible if the resident’s city is included in its coverage.
- Additionally, applicants must fulfill the following income requirements (per Pradhan Mantri Awas Yojana Urban 2.0 guidelines):
-Families under the Economically Weaker Section (EWS) are limited to an annual income of ₹3,00,000.
-Families in the Low Income Group (LIG) are limited to an annual income of ₹3–₹6 lakh.
-The annual income range for Middle Income Group-1 (MIG-1) is ₹6 Lakh to ₹12 Lakh.
-The annual income of households in the Middle Income Group 2 (MIG-2) ranges from ₹12 Lakh to ₹18 Lakh.
Required Documents for PM Awas Yojana Urban 2.0 List Application
The following documentation is required of citizens applying for the PM Awas Yojana Urban 2.0.
- Aadhaar Card
- Income Certificate
- PAN Card / Voter ID / Driving License
- Community Certificate
- Residence certificate
- EWS / LIG / MIG certificate
- Salary Slip (for IT Return Statement)
- Property Valuation Certificate
- Bank account details and statements
- Affidavit / proof that the applicant is not the owner of pucca house
- Affidavit / proof that the applicant is constructing a house.
How Do I Verify the PM Awas Yojana Urban 2.0 List for 2024?
To view the PM Awas Yojana Urban 2.0 List 2024, citizens can verify it by following the easy instructions listed below.
- Visit https://pmaymis.gov.in, the PMAY 2.0 official website.
- Go to PM Awas Yojana Urban 2.0 List 2024 and click it.
- Verify the OTP and input the cellphone number or Aadhaar.
- Your display will show the Urban 2.0 list; look for your name there.
Status of PMAY Urban 2.0 List for 2024
To see the current status of the PM Awas Yojana Urban List, simply follow the instructions provided below.
- Launch a browser and go to https://pmaymis.gov.in.
- Alternatively, click this direct link to access it.
- Move your cursor over the choice. Monitor the Status of Your Assessment.
- The following alternatives will be available to beneficiaries to check the status: 1. By Name, Father’s Name, & Mobile No 2. Using the Assessment ID.
- Fill in the appropriate fields with the necessary information.
- On the “Submit” button, press.
- The PMAY-U 2.0 List status will open on the next page.
How Can I Apply for Urban PMAY 2.0?
- Visit https://pmaymis.gov.in, the PMAY (Urban) official website.
- On the homepage, look for Citizen Assessment and click it.
- Click the Next button after entering your Name (as per Aadhar) and Aadhaar or Virtual ID.
- Provide the necessary information on the application form, including your father’s name, residence or apartment number, state, city or town, and district.
- Add and update family member information (kind of IDs, relationships, etc.).
- Enter your bank information, income, and contact information.
- Remember to review the information again before submitting the form.
- Lastly, type in the captcha code and select “Save.”
- A beneficiary number will be sent to you once the verification process is complete.
When did PMAY Urban get its start?
Although the program was introduced on June 25, 2015, the Union Cabinet did not adopt the Pradhan Mantri Awas Yojana-Urban (PMAY-U) 2.0 until August 9, 2024.
Where can I find the 2024 PM Awas Yojana Urban 2.0 List?
Visit the official website at https://pmaymis.gov.in to view the list.
Who put the PM Awas Yojana Urban 2.0 into action?
The Government of India’s Ministry of Housing and Urban Affairs (MoHUA) carried out the program.
For whom is PMAY Urban appropriate?
Families that are marginalized and fall under the EWS, LIG, or MIG categories, as well as those who do not possess a pucca house in the nation and satisfy the annual income requirements outlined in the PM 2.0 rules, are eligible to participate in the plan.